📋 In this article:
- → Why does an over-the-counter antifungal varnish fail in the majority of cases?
- → How long does it take to cure nail fungus?
- → Fungal infection or damaged nail: how do you know if it’s a fungal infection?
- → What treatments really work when the polish has failed?
- → When to consult a podiatrist for nail fungus?
- → Why do so many people try home remedies before consulting?
- → How can I avoid a recurrence after recovery?
- → Skin and nail care at the Clinique du Plateau
- → Frequently asked questions
You open the medicine cabinet. A bottle of nail polish against nail fungus, almost empty. Next to it, a tube of athlete’s foot cream, new, bought last week. One of your relatives told you that this one, perhaps, was going to work.
You’ve been applying it for nine months. Every day, as indicated on the box. Your nail on your right big toe remains yellow, thick, brittle at the corner. Same as in August.
You are far from alone. Most nail fungus is not resolved with over-the-counter topical treatment at the pharmacy. This is misunderstood by most patients who try these products — and even by pharmacists who recommend them without having seen the nail.
The front of the foot is misunderstood. But the diseased nail is misunderstood in duplicate — because what we see outside is only a small part of what happens underneath. This article explains why your antifungal nail polish doesn’t work on your nail fungus, what a podiatrist does differently, and how you can treat it seriously at Médecine podiatrique du Plateau, in Gatineau.
Why does an over-the-counter antifungal varnish fail in the majority of cases?
💡 Dr. Émile Carrier, podiatrist: An over-the-counter antifungal polish fails because its formulation is not suitable for penetrating the nail plate and because the drugs in it are not strong enough. Meanwhile, the infection continues to progress under the nail. Prescription products are more effective, but must be applied to a well-unbridled nail, otherwise the medication will not reach the nail bed well.
The nail is compact, multi-layered keratin designed to protect the sensitive pulp of the finger. It’s a barrier by design.
When a varnish is applied to the surface, the active agent must pass through these layers to reach the area where the fungus really lives, which is the nail bed. If the matrix — the root of the nail, located under the fold of skin at the base — is affected, topical products are not effective. This is where nail production takes place. Since a liquid applied to the nail cannot get to the matrix, an infection that affects the root cannot be treated in this way.
Over-the-counter nail polishes often have no proven effectiveness, and the medications they contain are often not very effective.
Topical prescription antifungals, on the other hand, are formulated for mild to moderate, superficial cases, on less than 60% of the surface of the nail. The reality? The majority of patients who consult already have more than 50% of the nail affected, sometimes down to the matrix.
According to the Institut national de santé publique du Québec, fungal nail infections affect people 60 and older more often, in part because nails become thicker with age — further reducing the absorption of a topical treatment.

How long does it take to cure nail fungus?
💡 Dr. Émile Carrier, podiatrist: A nail fungus usually heals between 12 and 18 months after the start of treatment adapted to the depth of the infection. The nail of the big toe grows about 1 mm per month. It is necessary to wait until the entire infected nail is replaced by healthy regrowth.
It’s not instantaneous. It’s physiological.
The nail of the big toe grows at an average rate of about 1 mm per month in adults. If the nail is 16 mm long and is affected to a length of about 12 mm on one side, it takes 12 months for it to be completely renewed. It’s mathematical.
So even with a good treatment, you don’t see a healthy nail in two weeks. The base of the nail is gradually seen to grow healthy, while the infected portion slides towards the end, where it is finally cut.
Over-the-counter polishes require years of daily application for mild cases, and often prove ineffective. Patients often give up around 4 or 5 months, because they don’t see any visible results.
But here’s the catch: if the treatment is not adapted to the severity, we wait months for nothing. The nail has grown, yes. And the infection has sometimes even progressed during this time.

Fungal infection or damaged nail: how do you know if it’s really a fungal infection?
💡 Dr. Émile Carrier, podiatrist: Many nail problems look like a yeast infection without being one. A black nail after a blow, nail psoriasis, a nail traumatized by a shoe that is too tight, or repetitive strain injuries like running can all give a similar appearance. A clinical examination and, if necessary, a laboratory sample confirm the diagnosis.
People think it’s a fungus they have. But this is not always the case.
A nail that yellows, thickens, peels off at the end, this is the classic picture of onychomycosis. But it is also the picture of several other situations:
- Repeated trauma (running, soccer, narrow shoes) that gradually loosens the nail
- A subungual hematoma — a black or dark nail after a shock — that takes months to grow
- Nail psoriasis, more common than you think, which creates pitting and thickening
- Nail dystrophy related to circulation problems or yellow nail syndrome, with no fungus involved
You have to treat the right thing for you to have the best results. It’s our job to differentiate — an antifungal polish applied for 9 months to a traumatic nail doesn’t matter. It just gives the illusion that we are taking care of the problem.
In the clinic, the visual examination is the first filter. When the doubt persists, a sample of the nail is taken for culture in the laboratory. The result arrives in 2 to 4 weeks. It sometimes completely changes the treatment plan.

What treatments really work when the polish has failed?
💡 Dr. Émile Carrier, podiatrist: Non-prescription products are not recommended by our team for nail fungus. Several podiatric options exist: prescription topical antifungal, prescription antifungal tablets, professional nail debridement to allow penetration of the treatment, or a combination of these approaches. The choice depends on the depth of the infection and the general state of health.
Sometimes, there is not just a problem. Then sometimes you have to stack the tools. Here is the arsenal that a podiatrist deploys depending on the situation.
Specialized debridement. A sterile milling device is used to thin the infected nail, sometimes up to 75% of its thickness in the case of very thick nails. It removes a lot of the fungal load at once, and then it allows the topical antifungals to finally penetrate. Without this prior step, many topical treatments are lost in advance, even prescription medications.
Prescription antifungals. Different from over-the-counter products — formulated for better penetration, or given orally (terbinafine, itraconazole) that work throughout the body and reach the matrix through the bloodstream. The oral route requires medical follow-up (liver test before and during treatment) because these molecules are metabolized by the liver.
Follow-up. The element that no one mentions, but that changes everything. A yeast infection is not checked at home — the patient should be seen again at 2 or 3 months, at 6 months, at 9 months, at 12 months. If the nail grows healthily, we continue. If not, we adjust. The results often take time to be noticeable, hence the photo documentation of the treated nails in the clinical record, so that our care team can monitor the progress and evaluate the effectiveness of the treatment.
Comparison of approaches to nail fungus
| Approach | Goes through the nail plate? | Reached the matrix (root)? | Useful Debridement? | Follow-up required |
|---|---|---|---|---|
| Over-the-counter | Mal — barrier too thick | No | No supervision | None |
| topical antifungal | Better, especially after debridement | Partially, superficial | Yes — increases penetration | Yes |
| oral antifungal | Via the bloodstream | Depending on the thickness | Yes + liver test | |
| Debridement + adapted | Yes — fungal load reduced first | Depending on the combined | This is the basis of the approach | Yes, periodical |
When to consult a podiatrist for nail fungus?
💡 Dr. Émile Carrier, podiatrist: Consulting a podiatrist first makes it possible to confirm the diagnosis — half of the suspected yeast infections are not fungal infections — and then to adapt the treatment to the actual depth of the infection. For people who are diabetic, immunocompromised or have tried topical treatment without success for more than three months, consultation becomes particularly important.
A yeast infection is the opposite of a sudden attack. It settles slowly, almost silently, over months. The patient gets used to seeing his nail askew.
But a yeast infection that lasts more than a year has consequences. It becomes more difficult to treat. For people with diabetes, it can be more serious: an infected nail can crack, create a gateway for bacteria, create more pressure on the skin under the nail and lead to a wound. According to the Public Health Agency of Canada, preventive foot care for people with diabetes is a recognized part of overall diabetes management.
For the majority of other people, the challenge is more pragmatic: to stop investing time and money in a treatment that will never work for them.
A podiatrist doesn’t just prescribe. He assesses the depth of the infection, eliminates confounding diagnoses, debrides the nail with the help of the clinic’s nursing staff, prescribes what really penetrates, and then sees the patient again to check for regrowth. It’s a process, not a product.

Why do so many people try home remedies before consulting a doctor?
💡 Dr. Émile Carrier, podiatrist: Home remedies are attractive because they are simple, inexpensive and accessible. Vinegar, tea tree oil, baking soda are not dangerous in themselves, but they often delay a consultation that would have made it possible to treat the fungus earlier, when it was easier to eliminate.
We understand. Before investing in a consultation and care, try what you have on hand. White vinegar, tea tree, baking soda — all of these approaches have been around in popular culture for decades.
The problem is not so much their inefficiency. Some of these substances have very modest antifungal properties. The problem is the time wasted. Three months of vinegar foot baths is three months during which the fungus continues to progress under the nail. When the patient finally consults, the infection is deeper, more widespread, and takes longer to treat.
They tried everything before coming. It’s a pattern that we see regularly at the clinic. Patients arrive a little embarrassed that they have tried so many things. But that’s normal — that’s how we work with the little problems of everyday life.
The practical rule? If an over-the-counter product or prescription drug has not improved the appearance of the nail after 6 months of regular application, it is because the approach is not suitable. At that point, it’s worth talking to a podiatrist. Maybe the product is good, but the affected nails are too thick to allow the medication to reach the nail bed. Routine debridement will be recommended to allow resolution of the infection, in combination with topical treatment.
How to avoid a recurrence after recovery?
💡 Dr. Émile Carrier, podiatrist: To avoid a recurrence of nail fungus, shoes worn during the infection should be disinfected, feet should be dried thoroughly between the toes after showering, shoes should be alternated to allow for complete drying, and sandals should be worn in public locker rooms or around swimming pools.
A patient who recovers from a yeast infection after 12 months of treatment, then puts on the same barefoot shoes in which the infection has settled, risks taking it again.
The fungus survives in shoes, in socks, in communal showers in changing rooms. Once the cure has been obtained, it is necessary to clean up:
- Disinfect shoes with an antifungal spray sold in pharmacies, or replace them if they are old
- Dry between the toes with a clean towel after each shower, especially between the 4th and 5th toes where moisture accumulates
- Alternate pairs so that a shoe has at least 24 hours to dry between ports
- Wearing sandals to the gym, pool, public showers
- Cut nails straight, without digging corners, to avoid strain injuries that make the nail more vulnerable
- Manage sweating, especially in cases of excessive sweating such as plantar hyperhidrosis
Clinical follow-up also includes this discussion. It’s our job to understand how it came about, because that’s also what determines if it’s going to come back.

Skin and nail care at the Clinique du Plateau
💡 Dr. Émile Carrier, podiatrist: Thanks to its nursing staff, Médecine podiatrique du Plateau takes care of complete skin and nail care. Examination, debridement, prescription and follow-up are done in the same place, at the AGORA Complex Clinic in Gatineau, in a sterile clinical environment.
At the clinic, the team of nurses assists podiatrists with skin and nail care, which makes it possible to manage corns, calluses, thick nails and fungus in a sterile clinical environment, with hospital-grade equipment.
Treatments include:
- A complete examination of the nail and surrounding tissues
- Specialized debridement in the case of mycosis
- Laboratory culture as needed to confirm the diagnosis
- Prescribing antifungals adapted to the severity
- Periodic follow-up during treatment to check for regrowth
A complete examination costs the price of a standard podiatric consultation. Podiatric services are not covered by the RAMQ, but are generally covered by private insurance. To go further, visit our page on nail fungus in Gatineau and on therapeutic laser.
Three months. This is the average time a patient waits before consulting for their nails. Three months during which the fungus does not take a break.
You finally make an appointment. On examination, the nail is 60% affected. Not a mild case. No over-the-counter products would have been effective. Three months later, after debridement and liquid prescription treatment, we began to see 2 mm of healthy nail at the base. It’s slow, it’s physiological, it’s normal. It’s growing.
If you’ve tried a non-prescription polish or prescription medication for more than three months with no visible improvement, it’s worth talking about.
A complete evaluation makes it possible to confirm whether it is indeed a fungus, to measure its depth, and then to establish an appropriate care plan.
819 800-1212 | AGORA, Gatineau
Results vary according to the condition of each person. A care plan is drawn up after evaluation. This content is informational and is not a substitute for professional advice.

Frequently asked questions about nail fungus
This section answers the most frequently asked questions received at the clinic in Gatineau. For a personalized evaluation, make an appointment at 819-800-1212.
Is nail fungus contagious?
Yes, nail fungus is contagious, mainly through indirect contact: damp floors in changing rooms, public showers, shared shoes, shared towels. The fungus survives for several weeks in these environments. At home, it can be transmitted from one nail to another if there is sharing of instruments such as nail clippers, and sometimes between people living together.
Can nail fungus disappear on its own without treatment?
No, nail fungus usually doesn’t go away without treatment. The fungus lives under the nail, in a place that the immune system has difficulty reaching. Without intervention, the infection progresses slowly, spreads to nearby nails, and then thickens over time.
What is the difference between a black toenail and a fungus?
A black toenail is usually the result of trauma — a blow, a shoe that is too tight, blood pooling under the nail (subungual hematoma). A fungus gives a yellow, brown or creamy white color, with a thickened and brittle nail. A clinical examination often makes it possible to differentiate between the two.
Can you wear normal nail polish during a fungal infection?
It is best to avoid cosmetic polish during an antifungal treatment. The varnish creates an occlusive layer that prevents the topical treatment from penetrating. If appearance is important, talk to your podiatrist — some technical solutions exist in specific cases.
Is laser for nail fungus indicated?
No. Health Canada allows certain laser medical devices to temporarily improve the appearance of the nail, but these devices are not approved in Canada for the treatment of the infection itself. Due to the lack of scientific evidence to this effect, we do not offer laser treatment for nail fungus. The laser we use is approved for the treatment of musculoskeletal pain such as plantar fasciitis and tendonitis.
How much does a nail fungus treatment cost at the podiatrist?
The cost varies depending on the type of treatment chosen (debridement alone, addition of a prescription antifungal) and the number of routine care visits during treatment. An initial assessment allows for a customized plan and cost estimates. Podiatric services are not covered by the RAMQ, but are generally covered by private insurance.
Can nail fungus spread to other parts of the body?
Yes, an untreated yeast infection can spread to the skin around the nail, to the foot (athlete’s foot), to the spaces between the toes, and then to the other nails. In people with diabetes or a weakened immune system, the risk of bacterial complications is greater. A consultation becomes particularly useful in these cases.
How do I know if my yeast infection treatment is really working?
The most reliable sign is the regrowth of a healthy nail at the base — usually visible from the 3rd or 4th month of the appropriate treatment. The existing infected portion does not become healthy again; it is simply gradually replaced by the new shoot. This is why the follow-up at 3, 6 and 12 months is important.
Results vary according to the condition of each person. These frequently asked questions are informative and are not a substitute for a professional evaluation.
Glossary
- Onychomycosis
- Medical name for nail fungus, fungal infection of the keratin of the nail.
- Nail matrix
- The area under the fold of skin at the base of the nail, where the nail is made.
- Debridement
- A procedure that involves thinning and cleaning the nail to reduce the fungal load.
- Topical antifungal
- Drug applied topically to the nail (varnish, cream, solution).
- Oral antifungal
- A drug taken by mouth, which circulates in the blood to reach the womb.

About the Author
Dr. Émile Carrier, Podiatrist | OPQ Permit #19019
Co-owner of the Médecine podiatrique du Plateau clinic in Gatineau. Holds a doctorate in podiatric medicine. Master’s degree in Biomedical Sciences in progress. Continuing education in foot ultrasound, ultrasound-guided injections and management of complex problems.
Podiatric Medicine of the Plateau | 20 Hamburg Lane, Entrance A, 2nd Floor, AGORA, Gatineau, Quebec | podiatreplateau.com | 819-800-1212




